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INSURANCE OPTIONS

Homeowners Insurance

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Accidents Happen, But Your Home Deserves Protection

Accidents happen—it’s a part of life. But when it comes to your home, you shouldn’t have to face the unexpected alone. That’s why having reliable homeowners insurance is so important. From storms and fires to accidental damage or unforeseen events, the right coverage ensures your home and belongings stay protected.

 

At Penny Lane Financial, we’re here to help you safeguard what matters most with tailored policies that fit your needs and your budget.

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Because no matter what life throws your way, your peace of mind starts with knowing your home is in good hands.

Customized Coverage for Your Needs

Your home and your needs are one of a kind, and we get that. That’s why we work with you to create a policy that fits your life. Whether it’s your belongings, the unexpected, or just peace of mind, we’ve got you covered in a way that makes sense for you. These are just a few of the key benefits of home insurance that give you the security and support you deserve.

Personal Property Coverage

Included in your homeowners insurance, this coverage helps repair or replace personal items like furniture, electronics, and clothing if they’re damaged by a covered event.

Liability Coverage

Liability coverage helps protect your home and structures on your property. It also assists with medical or legal costs if someone is injured on your property.

Personal Coverage

Your policy should work for you. From hurricane protection and water backup coverage to inflation protection and more, we’re here to help you tailor your plan to fit your needs and lifestyle.

Talk to one of our insurance agents
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Combine your insurance and keep more money in your pocket.

Combining your auto and home insurance with Penny Lane Financial is an easy way to cut costs without sacrificing coverage. You can also bundle renters, RV, or boat insurance to simplify your protection and save even more.

Looking to save on insurance? Explore our Smart Strategies Guide for tips on cutting costs, maintaining coverage, and more!

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How to get started?

If you're in Tacoma, Pierce County, or the Puget Sound area and need home insurance, Penny Lane Financial can help you find the right coverage at a great price.

Click the button to ask for a free quote.

Looking for more info on homeowners insurance? Explore our blogs
Get expert advice from a local and friendly company. 
CONTACT US
ADDRESS
OFFICE HOURS
PHONE
EMAIL

1804 W Union Ave, Suite 202, Tacoma, WA 98405

Monday to Friday

9:00 am - 5:00 pm

253-327-1177

You can also visit us; we'd love to meet you.
Penny Lane Financial - Trust and Expertise in Financial Services.

Important Disclosures

Equal Housing Lender:
Penny Lane Financial, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Consumer Access:
Our NMLS number is 1905686. WA – MB1905686 AZ – 1034711  You can verify our licensure status and find more information about our company at the NMLS Consumer Access website: https://www.nmlsconsumeraccess.org/ WA – MB1905686 AZ – 1034711

Terms and Conditions:
The loan terms and conditions provided by Penny Lane Financial, LLC are subject to change without notice. All loan approvals are subject to underwriting guidelines and credit approval. Not all applicants will qualify. Interest rates and annual percentage rates (APRs) are based on current market conditions and are subject to change.

Mortgage Loan Information:

  • Loan Types: We offer a variety of mortgage loan options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.

  • Interest Rates and APRs: The interest rates and APRs provided on our website are estimates and are subject to change based on market conditions and borrower qualifications. Please contact us for the most current rates.

  • Loan Fees and Costs: Mortgage loans may involve fees, including origination fees, appraisal fees, credit report fees, and other closing costs. These fees will be disclosed to you during the loan process.

Consumer Rights and Responsibilities:
As a borrower, you have the right to receive a Loan Estimate within three business days of submitting a complete loan application. This document provides important details about the loan terms, estimated costs, and other important information. You also have the right to receive a Closing Disclosure at least three business days before your loan closing, which outlines the final terms and costs of your loan.

Homeownership Counseling:
If you are experiencing financial difficulties or have questions about your mortgage loan, you may seek assistance from a HUD-approved housing counseling agency. For a list of HUD-approved counseling agencies, visit the HUD website at https://www.hud.gov/program_offices/housing/nationally_hud_approved_housing_counseling_agenciesdirectory

 

Insurance License:
Penny Lane Financial, LLC holds life, disability, property and casualty insurance licenses in WA and AZ, NPN #17702278. We are committed to providing comprehensive financial services, including insurance products, to meet the diverse needs of our clients. Regulated by Washington State Insurance Commissioner at https://www.insurance.wa.gov/

Privacy Policy:
We are committed to protecting your privacy and ensuring the security of your personal information. For details on how we collect, use, and safeguard your information, please review our privacy policy here.

Contact Us:
If you have any questions or need further assistance, please do not hesitate to contact us at 253-327-1177 or email to vip@pennylanefinancial.com.

Penny Lane Washington

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Penny Lane Financial NMLS #1905686 WA State, NMLS #1034711 AZ State

 

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EQUAL HOUSING LENDER

 

All Rights Reserved © 2017 - 2024 Penny Lane Financial LLC .

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