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Penny Lane Financial, LLC was founded in 2014 by Jeff Pickering with a simple mission: to make financial guidance more accessible and easier to understand. Based in Tacoma, Washington, we serve individuals and families at every stage of life—especially those preparing for and living in retirement.

What sets us apart is our structure. With more than 10 financial services offered under one roof—including financial guidance, mortgage lending, and insurance—our licensed team works together to provide coordinated, comprehensive support. Instead of sending clients to multiple offices, we bring the expertise together to support the full picture of their financial lives.

As a financial center focused on retirement, we are committed to building lasting relationships and delivering clear, personalized strategies that help our clients move forward with confidence.

PennyLane Financial

ABOUT US

We Help You Plan For The Road Ahead

Meet Our Team

Get to know our exceptional team of experienced, educated specialists who will provide you with the best possible advice and service.

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Jeff Pickering

President and Founder

Developer

WA and AZ Insurance Licensed Life, Property, CasualtyWA Designated Broker/Owner NMLS #294795

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Katie Parker

Director of Operations

Developer

WA Insurance Licensed Life,Disability, Property, Casualty

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Jeff Cathersal

Financial Advisor

Developer

Securities and Insurance Licensed

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John Williamson

Financial Advisor

Developer

Securities and Insurance Licensed

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Xenia Tiginyanu

Insurance Specialist for Home/Auto/Umbrella

Developer

WA Insurance Licensed Life, Property Casualty #1093083

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Rosemary Godwin

Senior Loan Officer

Developer

Eastern WA Branch Manager

NMLS #272677

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Terry Rutland

Senior Loan Officer

Developer

NMLS #406290

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Tina Steele

Certified Reverse Mortgage Specialist

Developer

NMLS #250989

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Matt Allen

Senior Loan Officer

Developer

NMLS #121232

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Michael Rybak

Mortgage Loan Officer

NMLS #2101639

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Ella Owens

Senior Loan Officer

Developer

NMLS #89597

We're on a mission to transform your financial experience.

We offer essential financial services, and our goal is to make your life easier by bringing all your financial needs under one roof, we simplify the way you manage your finances.

TESTIMONIALS

See What Our Clients Have To Say

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CC Mendoza

This Team is excellent! They are intelligent, professional and so helpful. They helped us write up a Trust for our children and they manage our retirement accounts. I highly recommend them and in fact have referred several other family members to them as well and they are pleased too. I specifically want to say Jeff and Katie are the best, they've been quick to respond, patient, instructive and helpful.

Services

Financial planning, Estate planning

CONTACT US
Get expert advice from a local and friendly company. 
ADDRESS

1804 W Union Ave, Suite 202, Tacoma, WA 98405

OFFICE HOURS

Monday to Friday

9:00 am - 5:00 pm

PHONE

253-327-1177

EMAIL
You can also visit us; we'd love to meet you.
Please note we are in and near Tacoma, Lakewood, University Place, Puyallup, Spanaway, Parkland, Federal Way, Auburn, Fife, Milton, Edgewood, Bonney Lake, Sumner, Gig Harbor, Fircrest, Ruston, Steilacoom, DuPont, Joint Base Lewis-McChord (JBLM), Kent, Des Moines, SeaTac, Burien, Covington, Maple Valley, Enumclaw, Graham, Orting, Roy, Vashon Island, and Normandy Park. Visit Our FAQ
Penny Lane Financial Logo

Important Disclosures

Equal Housing Lender:
Penny Lane Financial, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Consumer Access:
Our NMLS number is 1905686. WA – MB1905686 AZ – 1034711  You can verify our licensure status and find more information about our company at the NMLS Consumer Access website: https://www.nmlsconsumeraccess.org/ WA – MB1905686 AZ – 1034711

Terms and Conditions:
The loan terms and conditions provided by Penny Lane Financial, LLC are subject to change without notice. All loan approvals are subject to underwriting guidelines and credit approval. Not all applicants will qualify. Interest rates and annual percentage rates (APRs) are based on current market conditions and are subject to change.

Mortgage Loan Information:

  • Loan Types: We offer a variety of mortgage loan options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.

  • Interest Rates and APRs: The interest rates and APRs provided on our website are estimates and are subject to change based on market conditions and borrower qualifications. Please contact us for the most current rates.

  • Loan Fees and Costs: Mortgage loans may involve fees, including origination fees, appraisal fees, credit report fees, and other closing costs. These fees will be disclosed to you during the loan process.

Consumer Rights and Responsibilities:
As a borrower, you have the right to receive a Loan Estimate within three business days of submitting a complete loan application. This document provides important details about the loan terms, estimated costs, and other important information. You also have the right to receive a Closing Disclosure at least three business days before your loan closing, which outlines the final terms and costs of your loan.

Homeownership Counseling:
If you are experiencing financial difficulties or have questions about your mortgage loan, you may seek assistance from a HUD-approved housing counseling agency. For a list of HUD-approved counseling agencies, visit the HUD website at https://www.hud.gov/program_offices/housing/nationally_hud_approved_housing_counseling_agenciesdirectory

 

Insurance License:
Penny Lane Financial, LLC holds life, disability, property and casualty insurance licenses in WA and AZ, NPN #17702278. We are committed to providing comprehensive financial services, including insurance products, to meet the diverse needs of our clients. Regulated by Washington State Insurance Commissioner at https://www.insurance.wa.gov/

Privacy Policy:
We are committed to protecting your privacy and ensuring the security of your personal information. For details on how we collect, use, and safeguard your information, please review our privacy policy here.

Contact Us:
If you have any questions or need further assistance, please do not hesitate to contact us at 253-327-1177 or email to vip@pennylanefinancial.com.

Equal Housing Lender

Check us out  

Penny Lane Financial, LLC NMLS #1905686 WA State, NMLS #1034711 AZ State

 

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NMLS Consumer Access - click here

EQUAL HOUSING LENDER

 

All Rights Reserved © 2017 - 2024 Penny Lane Financial LLC .

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