Don’t be fooled — these steps are simple to understand, but they can be harder to execute. Still, they’re worth considering.

An equity line reverse mortgage allows you to take different lump-sum amounts of equity out of your home as desired or needed up to a predetermined maximum amount.

Let’s get this out of the way: There are a lot of financial concepts that are, indeed, complicated. But the basics of financial strategy — the Finance 101, so to speak — are much, much simpler than some people think.

While you have options when it comes to your 401(k), you should be sure to consider what’s off limits, too.

So, even though many employees would like to phase their retirements, many employers are not on the same page. Another challenge that workers who want to transition face is the lack of policies or programs to facilitate the transition.

If there is one rule more important than any other when it comes to legacy planning, it is this:

By now, most of you know who we are, but do you know what we actually do? Aside from having “Financial” in our name, how do we help people?

That’s not the only reason retirees are returning to the work force, either. With longer life expectancies, some retirees are even finding that they may spend nearly as much time in retirement as they did in their career.

Many Americans are forced to file for benefits early for financial reasons, which can cost them dearly in lost income.

Making a Realistic budget and withdrawal strategy while boosting your retirement cash flow.