Let’s get this out of the way: There are a lot of financial concepts that are, indeed, complicated. But the basics of financial strategy — the Finance 101, so to speak — are much, much simpler than some people think.
So, even though many employees would like to phase their retirements, many employers are not on the same page. Another challenge that workers who want to transition face is the lack of policies or programs to facilitate the transition.
That’s not the only reason retirees are returning to the work force, either. With longer life expectancies, some retirees are even finding that they may spend nearly as much time in retirement as they did in their career.