At Penny Lane Financial, LLC, we provide personalized mortgage solutions tailored to each individual—not a one-size-fits-all approach. Unlike traditional lenders, we use a common-sense approach to help you secure the best loan for your unique financial needs. With access to competitive rates from top A-rated lenders and flexible options from non-conforming private lenders, we offer affordable mortgage solutions, including home equity loans, fixed and adjustable-rate mortgages, FHA loans, and VA loans. Our customized mortgage plans are designed to suit your needs, with competitive mortgage rates and terms. Whether you’re seeking personalized mortgage assistance or professional mortgage advice, our local mortgage experts are here to guide you through affordable home financing options.
How we work...
We partner with over 100 investors to secure highly competitive rates across a wide variety of mortgage loan programs. Our offerings include fixed-rate mortgages (10, 15, 20, and 30-year terms), adjustable-rate mortgages (fixed for 1, 3, 5, 7, or 10 years), and specialized loans such as Conventional, High-Balance, Jumbo, VA, USDA, FHA, Commercial, Non-Conforming, and Reverse Mortgages. We also provide Home Equity Lines of Credit (HELOCs) and HELOANS. Whether you need full documentation, limited documentation, non-owner-occupied (investor) financing, or multi-family options, our team is here to meet your unique financing needs.
Type of Mortgage Loans We Offer
Penny Lane Financial, LLC is your trusted partner in navigating the path to homeownership. Whether you're refinancing or purchasing your next home, we make the process simple and stress-free. Our streamlined approach ensures a smooth and straightforward loan experience tailored to your needs.
With a wide range of home loan options—including Conventional, FHA, Reverse Mortgages, and VA loans—and competitive mortgage rates and terms, our experienced mortgage specialists are here to provide professional mortgage advice and help you find the right solution for your unique situation.
We offer affordable mortgage solutions, home equity loans, mortgage refinancing, and first-time homebuyer loans. Our customized mortgage plans and personalized mortgage assistance are designed with your financial goals in mind. As local mortgage experts, we focus on providing affordable home financing options and the best mortgage services to help you achieve your homeownership dreams.
Dedicated Professionals
Wide Variety of
Loan Options
Local and Friendly
Advice
Ready to explore your options? Talk to one of our experts to check today's rates and a Pre-Approval for your next home purchase.
When you're ready, our easy online application makes getting started a breeze.
Why Choose Penny Lane Financial, LLC?
Are you a senior aged 62+, looking to enhance your lifestyle and unlock the full potential of your home's equity?
If you're 62 or older and looking to enhance your lifestyle by accessing your home’s equity, a reverse mortgage could be the perfect solution. At Penny Lane Financial, we specialize in guiding seniors through the reverse mortgage process with care and expertise. Discover how a reverse mortgage can offer financial flexibility and security. Learn about reverse mortgage benefits and check your eligibility today.
Find out the Reverse Mortgages benefits and check your eligibility.
First-Time Homebuyer Information
Buying your first home can feel overwhelming, but with the right guidance, it can be an exciting and rewarding process. We're here to help you throughout every step of the way. To make things easier, we've created several blogs to help you better understand the homebuying journey and have more detailed insights on each step.
Related Blogs
Take the first step toward the right mortgage
Frequently Asked Questions About The Mortgage Process
The mortgage process can bring up lots of questions for homebuyers, as well as concerns about various loan options and requirements. Whether you're curious about mortgage loans, refinancing, eligibility, or the steps in the process, we're here to help. Consider some of these frequently asked questions about the mortgage process and more.
Get expert advice from a local and friendly company.
CONTACT US
ADDRESS
OFFICE HOURS
PHONE
1804 W Union Ave, Suite 202, Tacoma, WA 98405
Monday to Friday
9:00 am - 5:00 pm
253-327-1177