top of page

Annuity Options

pensive-mature-woman-thinking-something-while-sitting-bed.jpg

Are you scared, unsure or confused about your financial security in retirement?

The goal of our comprehensive annuity guide is to help you gain a greater understanding of annuities. You will learn how annuities work, reasons to consider annuities, the types of annuities there are, payout options, special features, fees and associated costs, misconceptions and more.

 

Download the guide to keep on hand or share with others who might benefit from learning more about annuities.

Blue Soft Magazine Mockup Pinterest Pin_edited.png

The Annuity Guide

You have an Annuity and probably don't know it...

Guaranteed Income

Annuities provide a reliable and steady stream of income, often for life. This feature ensures financial security, especially during retirement, as you won't outlive your income source.

Tax Advantages

Many annuities offer tax-deferred growth, meaning you won't pay taxes on your earnings until you withdraw them. This can help you maximize your investments and potentially reduce your overall tax liability.

Asset Protection

Annuities can offer a level of protection against market volatility. Fixed and fixed-indexed annuities, in particular, guarantee your principal, so you won't lose money due to market downturns.

Death Benefit

Annuities can provide a death benefit, ensuring that your loved ones receive a lump sum or continued income if you pass away before receiving all the annuity payments. This can be a valuable financial safeguard for your beneficiaries.

What is an Annuity?

How does it work?

An annuity is a contract between you and your insurance company that allows your earnings to grow and compound tax-deferred. Tax deferral is a powerful benefit you can use to help accumulate wealth for your retirement or meet other long-term financial goals. The word "annuity" literally means "annual payments".

A popular choice...

An annuity contract has two phases: an accumulation phase and a distribution phase. When you buy an annuity, the insurance company agrees to pay you an income for a specified period of time; either beginning immediately (an immediate annuity) or after an accumulation period ends (a deferred annuity).

Annuities are a popular choice for investors who want to receive a steady stream of income in retirement. The income you receive from an annuity can be distributed monthly, quarterly, annually or even in a lump sum payment. 

In retirement planning...

Annuities can be a key part of your overall retirement strategy. Anyone who considers buying an annuity should do their research and consult with an annuity professional to ensure that it's an appropriate investment for someone in their situation.

Contact us today!

We understand how important your privacy is, therefore we won't spam you with unwanted emails.

trendy-woman-hat-blue-blouse-walking-looking-grey-haired-man-white-long-sleeve-shirt-with-
tree-grows-coin-glass-jar-with-copy-space.jpg
front-view-smiley-woman-with-book (1).jpg
Contact
bottom of page