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Secure Your Retirement 
With Confidence

Chess Game

Concerned about  outliving your retirement savings?

We help you create a retirement strategy that fits your goals.

Explore a variety of retirement options designed to help you move from building your savings to safeguarding your wealth and creating a reliable income stream. These options can also address concerns such as financial security in retirement and alleviate the fear of outliving savings.

Start learning more now by getting a free consultation

Retirement Planning Tacoma

Do I have enough money to retire?
How much money will I need for my retirement?
How long will it last? 

Navigating these questions can be overwhelming for anyone. That’s why having the right partner in Tacoma by your side to prepare for retirement, is crucial. At Penny Lane Financial, LLC, retirement is our specialty. We strive to be your trusted partner in securing your financial future as you enter this significant phase of life.

Our goal is to develop the optimal plan tailored to your needs and goals, incorporating strategies such as tax-efficient retirement strategies, retirement income diversification, Social Security optimization, and healthcare and long-term care planning. To kick-start the process, we'll assist you in gathering all the necessary information as we collaborate to devise a strategy aligned with your objectives, including retirement plan rollovers.

Calculating Budget

The Retirement Crisis and
How We Can Help You

America is facing a serious retirement crisis: many Americans are not confident that they will be able to enjoy a comfortable retirement, and many of them face longevity risk, or the fear of outliving their savings. Without a solid retirement strategy, your financial security in retirement may be at risk, and your income could dwindle unexpectedly.

But rest assured, we’re here to assist.

Key Retirement Strategies We'll Help You Navigate

Retirement Income Strategies: Maximizing Your Savings

Social Security Optimization: Get the Most Out of Your Benefits

Planning for Healthcare and Long-term Care Needs

Choosing the Right Retirement Accounts for Your Goals

We Turn Your Financial Goals Into a Clear, Actionable Plan.

Whether you're navigating investments or seeking a complete financial strategy, our retirement planning services in Tacoma provide tailored solutions to fit your needs.

Understanding Annuities and Lifetime Income Options

America is facing a serious retirement crisis: many Americans are not confident that they will be able to enjoy a comfortable retirement, and many of them face longevity risk, or the fear of outliving their savings. Without a solid retirement planning strategy, your financial security in retirement may be at risk, and your income could dwindle unexpectedly.


But rest assured, we’re here to assist.

Why Start Your Retirement Strategy with Penny Lane Financial, LLC:

• Financial security in retirement – Ensure a stable and secure financial future with tailored planning and strategies.

Tax-efficient retirement strategies – Maximize your savings and minimize taxes with our expert guidance on tax-efficient investment approaches.

Retirement income diversification – Reduce risk and fear of outliving your savings and enhance your income potential by diversifying your retirement income sources.

Social Security optimization – Get the most out of your Social Security benefits with strategies designed to optimize your payouts.

Healthcare and long-term care planning – Plan for future healthcare needs and long-term care to protect your assets and well-being.

Retirement plan rollovers – Seamlessly transfer and manage your retirement accounts with our help, ensuring your assets continue to grow.

Gardening Together

Questions to ask yourself before your first meeting with us

  • What are your biggest financial goals as you approach retirement?

  • What concerns you most about your financial future?

  • Have any recent life changes made you rethink your retirement plans?

  • Are your current investments aligned with your long-term retirement needs?

  • What do you hope to achieve by working with us, and what gaps do you see in your current plan?

Download this retirement sheet we have made for you, which  can help you in multiple ways. It typically assists in summarizing financial resources, including savings, pensions, and other income streams, against anticipated expenses in retirement.

Our consultations are FREE and informative.  No commitments—initiate your journey today to construct a plan for achieving your financial aspirations.

What to expect in your consultation:

PREPARATION

We will be your resource for you and your family as you ask these questions and prepare for retirement.

PERSONALIZATION

We will review your specific needs and discuss products and strategies that can help you achieve your goals.

GUIDANCE

Guide you on how to reduce the tax burden on your nest egg and help your money go further

CONSULTING

Help you maximize your savings and explore opportunities for retirement.

Frequently asked questions about retirement planning:

Get expert advice from a local and friendly company. 
CONTACT US
ADDRESS
OFFICE HOURS
PHONE
EMAIL

1804 W Union Ave, Suite 202, Tacoma, WA 98405

Monday to Friday

9:00 am - 5:00 pm

253-327-1177

You can also visit us; we'd love to meet you.
Please note we are in and near Tacoma, Lakewood, University Place, Puyallup, Spanaway, Parkland, Federal Way, Auburn, Fife, Milton, Edgewood, Bonney Lake, Sumner, Gig Harbor, Fircrest, Ruston, Steilacoom, DuPont, Joint Base Lewis-McChord (JBLM), Kent, Des Moines, SeaTac, Burien, Covington, Maple Valley, Enumclaw, Graham, Orting, Roy, Vashon Island, and Normandy Park. Visit Our FAQ
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Important Disclosures

Equal Housing Lender:
Penny Lane Financial, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Consumer Access:
Our NMLS number is 1905686. WA – MB1905686 AZ – 1034711  You can verify our licensure status and find more information about our company at the NMLS Consumer Access website: https://www.nmlsconsumeraccess.org/ WA – MB1905686 AZ – 1034711

Terms and Conditions:
The loan terms and conditions provided by Penny Lane Financial, LLC are subject to change without notice. All loan approvals are subject to underwriting guidelines and credit approval. Not all applicants will qualify. Interest rates and annual percentage rates (APRs) are based on current market conditions and are subject to change.

Mortgage Loan Information:

  • Loan Types: We offer a variety of mortgage loan options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.

  • Interest Rates and APRs: The interest rates and APRs provided on our website are estimates and are subject to change based on market conditions and borrower qualifications. Please contact us for the most current rates.

  • Loan Fees and Costs: Mortgage loans may involve fees, including origination fees, appraisal fees, credit report fees, and other closing costs. These fees will be disclosed to you during the loan process.

Consumer Rights and Responsibilities:
As a borrower, you have the right to receive a Loan Estimate within three business days of submitting a complete loan application. This document provides important details about the loan terms, estimated costs, and other important information. You also have the right to receive a Closing Disclosure at least three business days before your loan closing, which outlines the final terms and costs of your loan.

Homeownership Counseling:
If you are experiencing financial difficulties or have questions about your mortgage loan, you may seek assistance from a HUD-approved housing counseling agency. For a list of HUD-approved counseling agencies, visit the HUD website at https://www.hud.gov/program_offices/housing/nationally_hud_approved_housing_counseling_agenciesdirectory

 

Insurance License:
Penny Lane Financial, LLC holds life, disability, property and casualty insurance licenses in WA and AZ, NPN #17702278. We are committed to providing comprehensive financial services, including insurance products, to meet the diverse needs of our clients. Regulated by Washington State Insurance Commissioner at https://www.insurance.wa.gov/

Privacy Policy:
We are committed to protecting your privacy and ensuring the security of your personal information. For details on how we collect, use, and safeguard your information, please review our privacy policy here.

Contact Us:
If you have any questions or need further assistance, please do not hesitate to contact us at 253-327-1177 or email to vip@pennylanefinancial.com.

Equal Housing Lender

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Penny Lane Financial, LLC NMLS #1905686 WA State, NMLS #1034711 AZ State

 

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EQUAL HOUSING LENDER

 

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