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INSURANCE OPTIONS

Auto Insurance

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Auto insurance is about more than just protecting your car. It’s also about protecting yourself, your passengers, and others on the road.

With so many drivers and distractions out there, the risk of an accident is always present—every time you drive. That’s why having the right coverage matters.

If you’re ever in an accident and found at fault, the financial consequences can be serious. Your coverage isn’t just about meeting legal requirements; it’s about ensuring you’re protected if something unexpected happens.

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Every time you get behind the wheel, you're taking a risk—make sure you're protected. Get a quote today and ensure your car and peace of mind are covered.

Benefits of Having an Auto Insurance

Having car insurance is not just a formality—it’s about protecting yourself, your loved ones, and your financial future. Here are six practical reasons to get a car insurance quote with us and ensure you’re covered where it matters most.

Comprehensive Protection

We help ensure you have adequate coverage limits to protect yourself and your assets in the event of an accident.

No Extra Costs

Our services are free to you. We’re compensated by the insurance carriers, so you don’t pay a penny more to work with us.

Piece Of Mind

Avoid the risk of losing everything if you're found at fault for bodily injuries or property damage by securing the right policy for your needs.

Customized Advice

We work on your behalf to tailor coverage that fits your unique needs while ensuring there are no hidden gaps in your policy.

Affordable Coverage

Great coverage doesn’t have to mean higher premiums. We compare your current policy with multiple providers to find you the best deal.

Expert Policy Comparison

We help you navigate the fine print to confidently choose the best option.

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Essential Auto Insurance Coverages

Reviewing your auto policy might leave you curious about some of the coverages listed and their purpose. Here’s a breakdown of a few key coverages to help you understand their importance.

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1

Collision Coverage: This safeguards your car if it’s damaged in an accident involving another vehicle, a stationary object (like a fence or pole), or a moving object.

2

Comprehensive Coverage: This covers damage to your car from non-collision incidents such as theft, weather-related damage, falling objects, or even hitting an animal.

3

Property Damage and Liability: If you accidentally damage someone else’s vehicle, building, or other property, this coverage compensates them for the repair or replacement costs.

4

Bodily Injury Liability: Protects you financially if you’re at fault in an accident that injures another person. It covers medical expenses, lost wages, and related costs. Carrying adequate limits is critical given the rising cost of healthcare.

5

Uninsured & Underinsured Motorist Coverage: If you’re in an accident caused by a driver with no insurance or insufficient coverage, this pays for your medical expenses and other damages. It’s vital protection since you can’t control how other drivers insure themselves.

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Combine your insurance and keep more money in your pocket.

Combining your auto and home insurance with Penny Lane Financial is an easy way to cut costs without sacrificing coverage. You can also bundle renters, RV, or boat insurance to simplify your protection and save even more.

Looking to save on insurance? Explore our Smart Strategies Guide for tips on cutting costs, maintaining coverage, and more!

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How to get started?

If you're in Tacoma, Pierce County, or the Puget Sound area and need auto insurance, Penny Lane Financial can help you find the right coverage at a great price.

Click the button to ask for a free quote.

Looking for more info on auto insurance? Explore our blogs
Get expert advice from a local and friendly company. 
CONTACT US
ADDRESS
OFFICE HOURS
PHONE
EMAIL

1804 W Union Ave, Suite 202, Tacoma, WA 98405

Monday to Friday

9:00 am - 5:00 pm

253-327-1177

You can also visit us; we'd love to meet you.
Penny Lane Financial - Trust and Expertise in Financial Services.

Important Disclosures

Equal Housing Lender:
Penny Lane Financial, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Consumer Access:
Our NMLS number is 1905686. WA – MB1905686 AZ – 1034711  You can verify our licensure status and find more information about our company at the NMLS Consumer Access website: https://www.nmlsconsumeraccess.org/ WA – MB1905686 AZ – 1034711

Terms and Conditions:
The loan terms and conditions provided by Penny Lane Financial, LLC are subject to change without notice. All loan approvals are subject to underwriting guidelines and credit approval. Not all applicants will qualify. Interest rates and annual percentage rates (APRs) are based on current market conditions and are subject to change.

Mortgage Loan Information:

  • Loan Types: We offer a variety of mortgage loan options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.

  • Interest Rates and APRs: The interest rates and APRs provided on our website are estimates and are subject to change based on market conditions and borrower qualifications. Please contact us for the most current rates.

  • Loan Fees and Costs: Mortgage loans may involve fees, including origination fees, appraisal fees, credit report fees, and other closing costs. These fees will be disclosed to you during the loan process.

Consumer Rights and Responsibilities:
As a borrower, you have the right to receive a Loan Estimate within three business days of submitting a complete loan application. This document provides important details about the loan terms, estimated costs, and other important information. You also have the right to receive a Closing Disclosure at least three business days before your loan closing, which outlines the final terms and costs of your loan.

Homeownership Counseling:
If you are experiencing financial difficulties or have questions about your mortgage loan, you may seek assistance from a HUD-approved housing counseling agency. For a list of HUD-approved counseling agencies, visit the HUD website at https://www.hud.gov/program_offices/housing/nationally_hud_approved_housing_counseling_agenciesdirectory

 

Insurance License:
Penny Lane Financial, LLC holds life, disability, property and casualty insurance licenses in WA and AZ, NPN #17702278. We are committed to providing comprehensive financial services, including insurance products, to meet the diverse needs of our clients. Regulated by Washington State Insurance Commissioner at https://www.insurance.wa.gov/

Privacy Policy:
We are committed to protecting your privacy and ensuring the security of your personal information. For details on how we collect, use, and safeguard your information, please review our privacy policy here.

Contact Us:
If you have any questions or need further assistance, please do not hesitate to contact us at 253-327-1177 or email to vip@pennylanefinancial.com.

Penny Lane Washington

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Penny Lane Financial NMLS #1905686 WA State, NMLS #1034711 AZ State

 

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EQUAL HOUSING LENDER

 

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