At Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders as well as Non-Confirming "out-of-the-box" private lenders.
How we work...
We work with over 100 investors. This allows us to get you the best rates on all types of mortgage loan programs including: 30yr, 20yr, 15yr & 10yr Fixed Mortgages, as well as Adjustable Rate Mortgages that are fixed for 1, 3, 5, 7 & 10 years, Conventional, High-Balance, Jumbo, Home Equity Line (to include the “All-In-One” loan), VA, USDA, FHA, Commercial, Non-Conforming and Reverse Mortgages. Whether your situation calls for Full Documentation or Limited, Non-Owner Occupied (Investor) or Multi-Family, we are here to meet your needs!
We offer other Mortgage solutions...
Are you 62+ years old, looking to enhance your lifestyle and unlock the full potential of your home's equity?
A reverse mortgage might be the solution you've been seeking. At Penny Lane Financial we understand the unique needs of seniors and we can guide you through the process with care and expertise.