At Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders as well as Non-Confirming "out-of-the-box" private lenders.
We work with over 100 investors. This allows us to get you the best rates on all types of mortgage loan programs including: 30yr, 20yr, 15yr & 10yr Fixed Mortgages, as well as Adjustable Rate Mortgages that are fixed for 1, 3, 5, 7 & 10 years, Conventional, High-Balance, Jumbo, Home Equity Line (to include the “All-In-One” loan), VA, USDA, FHA, Commercial, Non-Conforming and Reverse Mortgages. Whether your situation calls for Full Documentation or Limited, Non-Owner Occupied (Investor) or Multi-Family, we are here to meet your needs!