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A blue house surrounded by nature

Meet Rosemary Godwin, our accomplished Senior Loan Officer and Eastern Washington Branch Manager. With an extensive background in mortgage financing, Rosemary is a dedicated professional who personally manages and navigates the intricacies of mortgage options for her clients.

Specializing in various mortgage solutions, including traditional home loans and reverse mortgages for those over 62.

Rosemary Godwin

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A little about me...

I have served in the financial industry for over 30 years. Though my primary role has been as a mortgage lender, I have been fortunate to have held a wide variety of positions over the years, including credit analyst, bank manager, grants and contracts manager, and paralegal. I have developed a keen ability to navigate ever-changing regulations and lending programs while making customer care my highest priority. I take great pride in having received multiple awards for delivering outstanding customer service.

Having spent most of my life as a resident of Pierce County, my husband, Marion, and I now reside in rural Republic, WA, where we enjoy small-town life and outdoor adventures. We are classic car enthusiasts and active supporters of the local Eagle Track Raceway.

Senior Loan Officer

NMLS #272677

Blue Sofa

Choose an option that fits you...

Embark on your homeownership journey with confidence. With over 30 years of expertise in the financial industry, I'm ready to assist you in finding the perfect loan that aligns with your unique needs and aspirations.


Explore a spectrum of options, from traditional mortgages offering stability, to VA loans designed for our esteemed veterans, and FHA loans catering to diverse financial situations. Uncover the possibilities of jumbo loans for high-value properties, or explore the financial flexibility provided by reverse mortgages.

Reverse Mortgages for Those 62 and Older

Start a new chapter of financial freedom with Reverse Mortgages tailored for individuals aged 62 and older. With over 30 years of experience, I've encountered countless individuals who have transformed their lives through the unique benefits of Reverse Mortgages. Whether it's enhancing retirement income, tackling unexpected expenses, or realizing long-held dreams, these specialized solutions empower you to leverage the equity in your home.

Gardening Together
Modern Houses


  • Max 70% LTV Purchase & R/T Refi

  • Max 65% LTV Cashout

  • Minimum 625 FICO

  • Loan amounts up to $3M

  • Multifamily Residential Properties 5-24 Units

  • Qualify with DSCR

  • No income or employment

  • Single Asset Entities Only

  • No deposits required

  • Interest Only options available

  • Minimum 1.00 DSCR

  • Reserves - Minimum 6 months P&I

Small Balance Multifamily
Program Overview

Designed specifcally for the purchase of a small, multifamily housing development (5+ units).

Ideal for:

Investors looking to qualify based o the cash flow of the subject property with no income or employment documentation

Non-Qualified Options...

I believe your homeownership journey should be as individual as you are. Say goodbye to the one-size-fits-all approach! Our Non-QM (Non-Qualified Mortgage) and non-conforming programs are the game-changer you've been searching for—exceptional alternatives to standard loan options that may not quite match your current situation.
Country House

Here's a recap of the types of borrowers and situations that might work best with a non-qualified mortgage program.

Borrowers with:

  • No W-2

  • No tax returns

  • 1099s

  • Bankruptcy, foreclosure, short sale, forbearance, or deed-in-lieu

  • No Social Security number

  • No proof of employment

  • No income

  • Significant assets

Client Profiles:


  • Self-employed

  • Business owners

  • Recent credit events 

  • Financially affected by COVID-19

  • Jumbo borrowers

  • LLC owners

  • Works outside US

  • Property investors

Ready to explore a personalized approach to homeownership? Let's turn your unique circumstances into a success story. Let's find the perfect loan for you!

Contact Me Here

Thanks for reaching out!

We'll be in touch with youas soon as possible

In response to this online inquiry you make, you will be contacted by me at the phone number/email you have provided.


1804 W Union Ave, Suite 202, Tacoma, WA 98405

NMLS #1905686

(253) 861-9880 cell

32 Barter Fair Rd, Republic WA 99166 / PO Box 866, Republic WA 99166 | NMLS #2411714  

Eastern WA Office:

Main Office:

Get expert advice from a local and friendly company. 
Contact me
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