top of page
selective-shot-very-unique-beautiful-tree-with-small-pink-flowers-it-sunny-day.jpg

Xenia Tiginyanu

Insurance Agent in Tacoma WA

A little about me...

Hello, I am Xenia, an experienced insurance specialist at Penny Lane Financial in Tacoma, Washington. My professional commitment revolves around providing essential insights and guidance in the complex landscape of insurance. I aim to help individuals comprehend the significance of insurance and identify the most suitable protection for their unique needs.

​

With specialization in home, auto, umbrella, and boat insurance, my focus is on collaborating with you to craft a tailored insurance plan.

Xenia - Fee Based Financial Advisor
  • LinkedIn

What I specialize In

Contact Xenia

Interested in reviewing your current policy or exploring options?

Start Your Quote Here

What would you like a quote for?
How did you hear from us?
Date of birth
Month
Day
Year
How do you prefer to be contacted?
Call
Email
Text
All of them
May we text you?
Yes
No

By providing your mobile number and opting in, you consent to receive recurring automated promotional and personalized marketing text messages from Penny Lane Financial, LLC at the number you provide. These messages may include updates, policy details, and helpful reminders tailored to your financial needs. Consent to receive text messages is not required for any purchase or service. Message and data rates may apply. To opt-in, simply check the Yes box.

pretty-peach-tree-blossom-tokyo-daylight.jpg

"For the moments you can’t predict, but want to be prepared for."

-Xenia

Home Insurance 

Your home is one of your most important assets. Home insurance in Tacoma, WA is designed to protect your property, personal belongings, and liability exposure from events such as fire, storms, theft, and certain water-related damages. Reviewing coverage regularly can uncover gaps and ensure your policy still reflects the value of your home and lifestyle.

Auto Insurance

Auto insurance goes beyond meeting state requirements. The right coverage can protect you financially in the event of an accident, vehicle damage, or liability claim. In Tacoma, WA, reviewing auto insurance limits, deductibles, and optional protections can make a meaningful difference when something unexpected happens on the road.

Umbrella Insurance:
Protection for the "What Ifs"

Are you protected from the “what ifs”? Umbrella insurance adds an extra layer of liability coverage beyond home and auto policies. This coverage may apply in situations such as a dog bite, a serious car accident, an injury on your property, or other liability claims that exceed standard policy limits. For many households, umbrella insurance provides valuable protection at a relatively low cost.

Life Insurance in Tacoma WA

Life insurance creates financial stability during life’s most uncertain moments. Whether it’s replacing income, covering outstanding debts, or supporting long-term family needs, life insurance plays an essential role in protecting those who depend on you. Understanding the differences between term and permanent life insurance options allows for informed and confident decisions.

Working With an Insurance Broker in Tacoma, WA

Choosing an insurance broker in Tacoma, WA means having access to multiple carriers, clearer explanations, and coverage options that align with real-life risks. Whether reviewing an existing policy or exploring new coverage, the priority is ensuring your insurance works when it matters most.
close-up-beautiful-flowers-details-nature.jpg
Get expert advice from a local and friendly company. 
CONTACT ME
ADDRESS
OFFICE HOURS
PHONE
EMAIL

1804 W Union Ave, Suite 202, Tacoma, WA 98405

Monday to Friday

9:00 am - 5:00 pm

253-292-7867

xeniat@pennylanefinancial.com

Please note we are in and near Tacoma, Lakewood, University Place, Puyallup, Spanaway, Parkland, Federal Way, Auburn, Fife, Milton, Edgewood, Bonney Lake, Sumner, Gig Harbor, Fircrest, Ruston, Steilacoom, DuPont, Joint Base Lewis-McChord (JBLM), Kent, Des Moines, SeaTac, Burien, Covington, Maple Valley, Enumclaw, Graham, Orting, Roy, Vashon Island, and Normandy Park. Visit Our FAQ

Find out more about our partner company 

Penny Lane Wealth Management

Penny Lane Financial Logo

​

Important Disclosures

​

Equal Housing Lender:
Penny Lane Financial, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Consumer Access:
Our NMLS number is 1905686. WA – MB1905686 AZ – 1034711  You can verify our licensure status and find more information about our company at the NMLS Consumer Access website: https://www.nmlsconsumeraccess.org/ WA – MB1905686 AZ – 1034711

Terms and Conditions:
The loan terms and conditions provided by Penny Lane Financial, LLC are subject to change without notice. All loan approvals are subject to underwriting guidelines and credit approval. Not all applicants will qualify. Interest rates and annual percentage rates (APRs) are based on current market conditions and are subject to change.

Mortgage Loan Information:

  • Loan Types: We offer a variety of mortgage loan options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.

  • Interest Rates and APRs: The interest rates and APRs provided on our website are estimates and are subject to change based on market conditions and borrower qualifications. Please contact us for the most current rates.

  • Loan Fees and Costs: Mortgage loans may involve fees, including origination fees, appraisal fees, credit report fees, and other closing costs. These fees will be disclosed to you during the loan process.

Consumer Rights and Responsibilities:
As a borrower, you have the right to receive a Loan Estimate within three business days of submitting a complete loan application. This document provides important details about the loan terms, estimated costs, and other important information. You also have the right to receive a Closing Disclosure at least three business days before your loan closing, which outlines the final terms and costs of your loan.

Homeownership Counseling:
If you are experiencing financial difficulties or have questions about your mortgage loan, you may seek assistance from a HUD-approved housing counseling agency. For a list of HUD-approved counseling agencies, visit the HUD website at https://www.hud.gov/program_offices/housing/nationally_hud_approved_housing_counseling_agenciesdirectory

 

Insurance License:
Penny Lane Financial, LLC holds life, disability, property and casualty insurance licenses in WA and AZ, NPN #17702278. We are committed to providing comprehensive financial services, including insurance products, to meet the diverse needs of our clients. Regulated by Washington State Insurance Commissioner at https://www.insurance.wa.gov/

​

Privacy Policy:
We are committed to protecting your privacy and ensuring the security of your personal information. For details on how we collect, use, and safeguard your information, please review our privacy policy here.

​

Contact Us:
If you have any questions or need further assistance, please do not hesitate to contact us at 253-327-1177 or email to vip@pennylanefinancial.com.

​

Equal Housing Lender

Check us out  

Penny Lane Financial, LLC NMLS #1905686 WA State, NMLS #1034711 AZ State

​

 

  • Youtube
  • Instagram
  • Facebook
  • LinkedIn

NMLS Consumer Access - click here

EQUAL HOUSING LENDER

 

Google

All Rights Reserved © 2017 - 2024 Penny Lane Financial LLC .

bottom of page