Retirees are eligible for a few tax breaks that aren’t available to younger people. There are also many taxes that apply specifically to...

So, even though many employees would like to phase their retirements, many employers are not on the same page. Another challenge that worker

If there is one rule more important than any other when it comes to legacy planning, it is this:

That’s not the only reason retirees are returning to the work force, either. With longer life expectancies, some retirees are even finding t

Many Americans are forced to file for benefits early for financial reasons, which can cost them dearly in lost income.

Making a Realistic budget and withdrawal strategy while boosting your retirement cash flow.

Do Something: Start...

Let's start by asking a couple of questons.

Alternatively, sometimes one spouse earns a lot of money and the other doesn't work or earns very little. In this circumstance, the brea

How’s your retirement distribution strategy? Could it use some help?

The price for a single month in an assisted-living facility can range from $1,500 to $4,000. If you need to go into a nursing home that prov

How you prepare for leaving one home when you go to the other can be a large factor in determining the success of your two-home lifestyle. H

1.   You want to have guaranteed income for life.

You take a huge risk when you depend solely on your investments – especially if you have dependents.

It’s not something we like talking about, but the reality is that many people will have a costly claim they could never have afforded withou

If risk were not a consideration, we would put all our money in stocks.  But the stock market is volatile, subject to cyber and world events

At Penny Lane Financial, we can help you lay out a plan to minimize your tax liabilities during retirement.

Basic forms of annuities include Immediate vs. Deferred, Fixed vs. Variable, Equity-Indexed, and several other options that can include a de

The 6 basic daily activities people do in a general day on their own without help. A person’s ADL abilities will affect the type of long-ter

Money mistakes are a common learning experience from which we can grow. However, when you’re in retirement, bad decisions can be...