Umbrella insurance, also known as excess personal liability insurance, isn’t just for the wealthy. If you: drive a motor vehicle, own...

Retirees are eligible for a few tax breaks that aren’t available to younger people. There are also many taxes that apply specifically to...

An Individual Retirement Account is a retirement saving and investing tool that is tax-advantaged. Oftentimes a workplace retirement plan...

Learn how the SECURE Act of 2091 may affect you.

While you have options when it comes to your 401(k), you should be sure to consider what’s off limits, too.

So, even though many employees would like to phase their retirements, many employers are not on the same page. Another challenge that worker

If there is one rule more important than any other when it comes to legacy planning, it is this:

By now, most of you know who we are, but do you know what we actually do? Aside from having “Financial” in our name, how do we help people?

That’s not the only reason retirees are returning to the work force, either. With longer life expectancies, some retirees are even finding t

Many Americans are forced to file for benefits early for financial reasons, which can cost them dearly in lost income.

Do Something: Start...

Staying active during retirement is essential to good health, and volunteering in your community is one of the best ways to engage....

Alternatively, sometimes one spouse earns a lot of money and the other doesn't work or earns very little. In this circumstance, the brea

Is Medicare enrollment automatic?  Not always. If you are already age 65 or older, you are automatically enrolled in Medicare Part A and Par

The price for a single month in an assisted-living facility can range from $1,500 to $4,000. If you need to go into a nursing home that prov

How you prepare for leaving one home when you go to the other can be a large factor in determining the success of your two-home lifestyle. H

A lack of planning can leave you feeling bored and listless. So keep a to-do list, plan your days, and stay engaged.

It’s not something we like talking about, but the reality is that many people will have a costly claim they could never have afforded withou

At Penny Lane Financial, we can help you lay out a plan to minimize your tax liabilities during retirement.

3. Try to avoid probate. Probate is a legal process that can be expensive and cumbersome. People go through probate after someone dies and t