Jun 102 minWho is Umbrella Insurance for?Umbrella insurance, also known as excess personal liability insurance, isn’t just for the wealthy. If you: drive a motor vehicle, own...
Dec 1, 20202 minDon't Let Student Loan Debt Prevent You From Buying a HomeAs of early 2020, 45 million borrowers collectively owe $1.6 trillion in student loan debt in the United States, weighing in at the...
May 1, 20192 minWhat Can Penny Lane Financial Do For You?By now, most of you know who we are, but do you know what we actually do? Aside from having “Financial” in our name, how do we help people?
Nov 28, 20182 minLoan Limits for Residential Mortgages to Increase in 2019The ceiling limit for “high-cost areas”, including King and Pierce counties, will be $726,525. These new limits give borrowers more purchasi
Sep 24, 20182 minIs a Cash-out Refinance Right for You?In a cash-out refinance, you refinance an existing mortgage loan with an even larger loan. You can take the difference between the old and n
Sep 11, 20182 minWho Needs Personal Umbrella Coverage?Here’s how personal umbrella coverage protects you: Let’s say you're sued for $1 million after an auto accident or an incident on your
Aug 9, 20181 minIt Pays to get Expert Advice on your Retirement Distribution StrategyHow’s your retirement distribution strategy? Could it use some help?
Jun 28, 20182 minNational Insurance Awareness DayWith so many insurance terms, products and requirements, it’s no wonder there is actually a day dedicated to insurance awareness.
Jun 26, 20184 minAnswers to Your Questions About MedicareIs Medicare enrollment automatic? Not always. If you are already age 65 or older, you are automatically enrolled in Medicare Part A and Par
Apr 10, 20181 min3 Myths About Life Insurance You Need to KnowYou take a huge risk when you depend solely on your investments – especially if you have dependents.
Feb 20, 20182 minConsider this Alternative to BondsIf risk were not a consideration, we would put all our money in stocks. But the stock market is volatile, subject to cyber and world events
Feb 6, 20182 minOrganize Your Affairs to Help Your HeirsMaking things easier for your heirs is not difficult, but it may take a few hours to compile. Try breaking the task into manageable sections
Jan 23, 20182 minA Financial Checklist for Newly Widowed SpousesOur brains work differently when under stress, meaning we can make emotionally distraught decisions that can lead to poor choices.
Dec 19, 20172 minTips to Help You Manage Your Charitable GivingGiving to charities is a great way to help out your community and give back during the holiday season. Charitable gifting can take many...
Dec 11, 20172 minKnow Your Financial Terms to Make Better ChoicesThe 6 basic daily activities people do in a general day on their own without help. A person’s ADL abilities will affect the type of long-ter
Oct 23, 20172 minIs a Fixed Indexed Annuity Right for You?Today more than ever, retirees are struggling to feel reassured about their retirement savings. In recent years, fixed indexed annuities...
Sep 19, 20172 minDon't Miss Out on these 3 Tax-Advantaged InvestmentsIf you're committed to becoming a financially secure senior, you can take advantage of accounts created to make saving easier by...
Aug 11, 20172 minCatch-up Strategies for Retirement SavingsIf you are over 50 and have delayed saving for retirement, you may still have time to fund your retirement by taking these actions now: ...