Life insurance is most valuable to you during life's difficult times, which is why it's important to know in advance when and how to file a claim. Insurance companies are required to pay insurance claims promptly, but there are steps you or your loved ones will have to follow to receive the proceeds. Though the specific details will vary according to your policy, here are some general things to know: Keep beneficiaries up-to-date. A common reason for a delayed claim is when p