If you're committed to becoming a financially secure senior , you can take advantage of accounts created to make saving easier by providing you with generous tax breaks. In fact, there are three key retirement accounts you can use to amass a substantial nest egg with a little help from the government. Your 401(k) plan Around three-fourths of employers in the U.S. offered access to a 401(k) plan to workers in 2016, while those who are self-employed can open a one-participant