For years, retirement conversations tend to focus on one number: How much have I saved? That number matters. But once you retire, another question becomes just as important: How will I turn those savings into income? In Washington, this question is becoming increasingly relevant. Nearly 18% of Washington residents were age 65 or older in 2024, up from 12.3% in 2010. As more Washington residents enter retirement, creating a reliable source of retirement income is an important

When most people think about annuities, they think about guaranteed income in retirement . And that’s true—but it’s only part of the story. Used correctly, certain annuities can also play a meaningful role in what you leave behind for your family . Turning Income Into a Legacy One of the biggest concerns retirees have is this: “What happens to my money if I pass away early?” With the right annuity structure, you can: Provide lifetime income for yourself Ensure that remaining