Life insurance may not be something you have thought about before, or maybe you have. Either way, life insurance is not as complicated or expensive as you may think. Instead of brushing this important topic to the side, consider what it could mean to your loved ones someday if they lost you. We know that this topic is not a fun one, but life insurance can make a terrible situation much better, knowing that your family will have the funds they need after you die. So yes, you

It is very important to know your terms before applying for a mortgage . Bookmark this tab on your computer so that you can reference these terms at any time before or during the mortgage process. Appraisal : A rough estimate of how much the home is worth. Appraisals are required by lenders before a home loan can be signed. The appraisal tells the lender how much can be loaned to the borrower. Appraisals come from an independent third party, not the lender. Principal: The s

Understand the fine print. Every insurance policy has fine print. Life insurance policies may have contestability periods that give the insu

You take a huge risk when you depend solely on your investments – especially if you have dependents.

Owning a business in the U.S. is an integral factor of our economy. In fact, the U.S. has 28.8 million small businesses, comprising 99.7% of all business in America. While risks abound in entrepreneurship, owners can take measures to protect themselves and their companies by purchasing life insurance . Here are some essential ways that life insurance can help business owners: Coordinate buy-sell agreements Buy-sell agreements are an official contract that outlines how to