Today more than ever, retirees are struggling to feel reassured about their retirement savings. In recent years, fixed indexed annuities (FIA) have gained popularity by offering guarantees to income with potential for interest accumulation. And with an FIA you can sleep at night knowing that the next stock market crash won’t force you to alter your lifestyle. With pensions no longer being offered by the majority of employers, fixed indexed annuities are a way to help create a

While you have options when it comes to your 401(k), you should be sure to consider what’s off limits, too.

How’s your retirement distribution strategy? Could it use some help?

1.   You want to have guaranteed income for life.

If risk were not a consideration, we would put all our money in stocks.  But the stock market is volatile, subject to cyber and world events

At Penny Lane Financial, we can help you lay out a plan to minimize your tax liabilities during retirement.

Basic forms of annuities include Immediate vs. Deferred, Fixed vs. Variable, Equity-Indexed, and several other options that can include a de