Estate planning isn’t just about documents — it’s about communication. Talking to your children about your health, finances, and long-term plans may feel uncomfortable, but it’s one of the most important steps in protecting your family and preserving peace of mind. At Penny Lane Financial, most of our clients tell us they know estate planning conversations are important. When we host our Will Awareness seminars, the majority of attendees agree that discussing their wishes wit

Planning for retirement and leaving a legacy is a big responsibility now that we are living longer. Deciding if you should keep working, save more or downsize are just a few common issues facing retirees. But, what about retirement planning itself? Here are a few drawbacks and how a financial professional can help you navigate them. 1. Not understanding the source of your advice. It is crucial to know where you are getting your financial advice and understand the motives b