As you move closer to retirement age, you’ve likely been involved in discussions about retirement planning. These may involve chats about employer percentages, being vested (or not), and the cost of living, or where to live. However, there is one important piece always missing from retirement conversation; the target retirement age. The average age of retirement in the United States is 61 years old. Plenty of Americans retire before and after this age, for a variety of reason

Many people wonder what a financial advisor does and if it is worth it. In general, these professionals help you make decisions about what you should do with your money. This may include investments or financial products that will benefit your nest egg over the long term. A financial advisor is your financial planning partner. Let’s say you want to retire in 10 years, or send your child to college. To accomplish your goals, you may need a skilled professional with the right l

By now, if you're reading this, you probably know who we are. But do you know what we actually do? Aside from having “Financial” in our name, how do we help people? Here’s a quick breakdown of our services and why they should or could be important to you: Retirement Planning – Many Americans are not as prepared for retirement as they might like to be, or actually need to be. What does your retirement look like financially? Where will your income come from? What about your he

Let’s get this out of the way: There are a lot of financial concepts that are, indeed, complicated. But the basics of financial strategy — t

You take a huge risk when you depend solely on your investments – especially if you have dependents.

3. Try to avoid probate. Probate is a legal process that can be expensive and cumbersome. People go through probate after someone dies and t