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When is the Right Age To Retire?
As you move closer to retirement age, you’ve likely been involved in discussions about retirement planning. These may involve chats about employer percentages, being vested (or not), and the cost of living, or where to live. However, there is one important piece always missing from retirement conversation; the target retirement age. The average age of retirement in the United States is 61 years old. Plenty of Americans retire before and after this age, for a variety of reason
Jan 6, 20233 min read


Planning Ahead: Long-Term Care.
For years you’ve been imagining all the things you’ll do in your retirement. Travel the world. Restore a classic car. Start a garden. Spend time with your kids and grandkids. Whatever you hope to do once you stop working, you’ve probably thought about it a lot. Have you considered the statistic that 52 percent of people turning 65 today will eventually need some form of long-term care (LTC) in their lifetimes? For many people, the possible need for future long term care can b
Nov 4, 20222 min read


What Can Penny Lane Financial Do For You?
By now, if you're reading this, you probably know who we are. But do you know what we actually do? Aside from having “Financial” in our name, how do we help people? Here’s a quick breakdown of our services and why they should or could be important to you: Retirement Planning – Many Americans are not as prepared for retirement as they might like to be, or actually need to be. What does your retirement look like financially? Where will your income come from? What about your he
Oct 1, 20203 min read


Two Retirement Expenses You May Be Overlooking
The price for a single month in an assisted-living facility can range from $1,500 to $4,000. If you need to go into a nursing home that prov
Jun 11, 20182 min read
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