Jun 102 minWho is Umbrella Insurance for?Umbrella insurance, also known as excess personal liability insurance, isn’t just for the wealthy. If you: drive a motor vehicle, own...
Jan 182 min2022 Mortgage TrendsIf you didn’t know by now, mortgages in the United States are at an all time high in consumer demand and all time low in interest rates....
Dec 1, 20202 minDon't Let Student Loan Debt Prevent You From Buying a HomeAs of early 2020, 45 million borrowers collectively owe $1.6 trillion in student loan debt in the United States, weighing in at the...
Sep 13, 20192 minHow Can I Use My Home to Raise Money Without Selling It?An equity line reverse mortgage allows you to take different lump-sum amounts of equity out of your home as desired or needed up to a predet
Jan 16, 20191 minDo's and Don'ts of Home-buyingDO Contact your insurance agent early in the process and inform them of your new home purchase. Do promptly provide all documents (ALL PAGES
Nov 28, 20182 minLoan Limits for Residential Mortgages to Increase in 2019The ceiling limit for “high-cost areas”, including King and Pierce counties, will be $726,525. These new limits give borrowers more purchasi
Nov 14, 20182 minFive Steps to Take When Interest Rates are RisingIn September the Federal Reserve raised its benchmark fed funds rate to 2.25 percent, and has indicated it will further increase this...
Sep 24, 20182 minIs a Cash-out Refinance Right for You?In a cash-out refinance, you refinance an existing mortgage loan with an even larger loan. You can take the difference between the old and n
Aug 14, 20181 minTerry Rutland Joins Penny Lane Financial as Senior Loan OfficerAt Penny Lane we take a holistic approach to your finances, with your home often being the centerpiece of your investments. We are...
Oct 17, 20172 minIt's a Great Time to Invest in a Vacation HomeIf you’re tired of spending your holidays in hotels and vacation rentals, consider joining the nearly one million buyers who purchased...